If the damage is $500.00 or less, they may not list detail, but you see what happened. Accident, well, yeah you got to get the detail, but if saw FLOOD anywhere in a report, I would move on for sure. It just says Accident, tough call without getting the detail.
Just some info, if worried about frame/uni-whatever damage: For Jeep, they are calling it a UniFrame construction, minor detail. When the liberty was first made, it had the stiffest Jeep body to date. Exclusive to Jeep, the Liberty's uniframe construction incorporates all of the strength, and durability of a body-on-frame set up, into a unitized construction. Also, more than 70 percent of the liberty's under-carriage is high-strength steel to add rigidity to the entire structure, plus: sill-to-rail torque boxes, one-piece rear closure panel, and reinforced shock mounting points; so, this Jeep a tough cookie, and is designed for off highway durability. It can handle 8,900 ft.-lb./degree in torsion, and 36,600 lb./in. in bending; which is 43 percent torsion and 58 percent bending, an improvement, even over Grand Cherokee. This is all at RELEASE of the Liberty, don't think any real improvements were made after 2004. All in all, it IS a JEEP...